Results tagged “Insurance” from GSSA Leader Blog: The Virtual Volunteer

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So why do we register to be Girl Scouts?   Unlike many councils across the U.S., GSSA struggles to get members registered in a timely fashion each year.   As I speak with other CEOs, many have 60 percent of their members registered before October 1, which is the beginning of the membership year.   We are nowhere near that percentage.

So you ask, well, why does it matter, really?   Yes, it does, and here's why.  With registration comes insurance for adults and for girls.   Although that might not seem like a big deal to you, each year we have countless insurance claims.   These range from a stumble and a fall at camp, to someone getting stabbed in the forehead with a staple while trying to work with a girl on a craft project.   It was an accident, but accidents do happen.

 If you are not registered, then technically you are not attending a Girl Scout event, and you are not covered by council insurance, so you would have to cover this personally.  Trust me, that $12 per girl member is much less expensive than many insurance claims.   The $12 registration fee goes directly to GSUSA, and GSSA does not receive any of those funds, but this is the only way insurance is covered.   I wind up writing this each year, and it feels like I am nagging.   However, it is important for you to understand the liability you assume by meeting and not being registered.  We cannot cover situations where you met, had an accident, but had not turned in your annual registration.   So, please, remember to register soon if you have not already done so.   Thanks to those of you who register early, or register on time, we appreciate your diligence.

Did you know that Girl Scout events and programs are covered by insurance?  This insurance is completely paid for by Girl Scouts (just one of the many things those cookies pay for...).  Of course, it isn't meant to replace a family health insurance plan, but to provide coverage for registered girls and adults participating in supervised Girl Scout programs.  Complete details are covered in this brochure.

There is also "tagalong" insurance, for those events where unregistered children are allowed.  This insurance is paid for by the troop, but is very inexpensive (11 cents per day for each person).  All the details are on this form.

If you have any questions about insurance, when to file an Accident/Sickness Report, or other issues, please contact your troop leader or call our office at 800.239.6636.

Did you know that GSUSA has insurance for accidents that may occur during council sponsored activities?  The amount covered for some of the benefits has increased.  (These are not all of the benefits, just the ones with increased amounts).

Mutual of Omaha is pleased to announce increased benefit amounts within the GSUSA basic activity accident and optional insurance plans effective Oct. 1, 2009. In all plans, the maximum allowable expense will increase for the following benefits:

  • Surface Ambulance - from $2,500 to $3,000
  • Air Ambulance - from $4,000 to $5,000
  • Counseling Services - from $1,500 to $2,500

For more information on activity insurance, please call your troop leader or field executive.

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As a council, we purchase additional activity insurance for events that may include tagalongs who are not registered Girl Scouts (like moms, dads, brothers, sisters, etc.). We encourage you to purchase this insurance, as well, when you are planning events that involve non-registered individuals, as a safety precaution.  We particularly advise you to do so if the events include the following: horseback riding, archery, and other shooting sports.

 

At about 11 cents per person, activity insurance is an inexpensive way to provide additional protection  for those attending your events.  If you would like to purchase this insurance, please contact Christine Shavers (cshavers@girlscoutssa.org) at 800.239.6636.  The form is available on the Forms & Resources page of the web site, under Program & Events Forms

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